The next generation in alternative valuations

Residential Automated Valuation Models (AVM)

Residential AVMs are offered by Eval.com in 50 States and Districts* and are fully compliant with FIRREA and the Interagency Appraisal and Evaluation Guidelines (IAEG). Eval.com is trusted nationwide by the top Banks, Credit Unions, Non-QM Originators, Investors and Regulators.

How are Residential AVMs Used?

residential evaluations

Credit Policy Guidance:

Home Equity Originations

Portfolio Monitoring

Early and Late-Stage Delinquency

Loss Mitigation

Foreclosure and Pre-foreclosure

Secondary Marketing Due Diligence

Collateral QC and Review

What are the Key Features of a Residential AVM?

Eval.com provides a lending-grade, independently third-party tested AVM

Home Value & High-Low Range

Provides a point estimate of market value based on model inputs and analytics. The high/low range reflects uncertainty and defines a likely value band.

Property Characteristics

Summarizes key property attributes such as size, age, and type along with public tax data. These inputs form the foundation for comparable selection and valuation modeling.

Confidence Score

Indicates the reliability of the value estimate based on data quality and model performance. Higher variance or lower confidence signals increased uncertainty and risk.

Hit Rate

Measures how often the model’s estimates fall within an acceptable range of actual sale prices. It provides a historical view of model accuracy across similar properties and markets.

Comparable Sales & Listings

Highlights the recent sales and listings used by the model to derive the estimate. These comparables are weighted based on similarity, proximity, and recency.

Market Trends

Reflects local market conditions such as price appreciation, demand, and sales activity. These trends are applied to align the estimate with current market timing.

Single Family – 1 Unit
Multifamily – 2-4 Units
Condominium
Co-operative
Townhouse/Rowhouse
Manufactured Housing
Modular Housing
Planned Unit Development

Customer Highlights

Lending-Grade

Affordable

Nationwide

Compliant with AVM QC Rule

Independently Tested

Request Residential AVM Product Information

To request a sample report, fee schedule and other information.

What are Customers saying about Eval?

“We were always looking new evaluation vendors until we came across Eval.com. After that we told vendor mgmt. to stop looking because you do such an awesome job.”

SVP, Top 25 Regional Bank

“We found their evaluations to consistently support the value assigned and documented per the letter, and spirit, of the Dec 2010 interagency appraisal guidelines.

National Bank Examiner

“Ease of use, good communication if we had questions, quick response to revisions, and very helpful staff – a great experience!

Market President

“We continue to be impressed with the quality of the reports. The site is easy to use and your customer service is absolutely fantastic!

Real Estate Valuation Supervisor

What Additional Services are available?

Residential AVMs can be tailored to support a wide range of customers requirements.

Independent Third-Party Testing Certification

Provide audit-ready quarterly documentation of AVM test results from the largest independent 3rd party national testing organization, including coverage and precision on property valuations.

Retroactive Valuation Dates

Support retroactive valuation date analysis by estimating a property’s value as of a prior effective date using historical sales, market trends, property characteristics, and archived listing data available at that point in time.

Drive-by Exterior Inspection

A drive-by inspection includes a physical visit to the property to observe exterior condition, surrounding area, and overall market context, without entering the structure. It confirms property condition, and neighborhood influences.

Interior/Exterior Inspection

An interior/exterior inspection involves a full on-site review of the property, including condition, layout, deferred maintenance, and occupancy characteristics. This is the most comprehensive inspection scope.

A Smarter Way to Value

Request sample reports, fee schedules and a due diligence package.