The next generation in alternative valuations
Residential Property Condition Reports
Residential Property Condition Reports (PCRs) is a structured, non-appraisal assessment of a property’s physical condition, designed to support collateral risk evaluation across the loan lifecycle.
PCRs are typically completed by trained inspectors and deliver standardized observations, photo documentation, and condition ratings without providing an opinion of value.
How are Residential PCRs Used?
Credit Policy Guidance:
Who Completes Residential PCRs?
Residential property condition reports are completed by trained real estate professionals.
Real-Estate Agents
A real-estate agent and brokers are licensed professionals who represent buyers & sellers in real estate transactions.
Real-Estate Professionals
A real-estate professional can include notaries, appraisers, appraisal trainees, insurance inspectors and home inspectors.
Real-Estate Inspectors
Real-estate inspectors can include property data collectors and others trained to complete structured property inspections.
What Property Types are supported?
Residential Property Condition Reports (PCRs) are available on all single family property types and developments.
Single Family – 1 Unit
Multifamily – 2-4 Units
Condominium
Co-operative
Townhouse/Rowhouse
Manufactured Housing
Modular Housing
Planned Unit Development
Customer Highlights
Request Residential PCR Product Information
To request a sample report, fee schedule and other information.
What are Customers saying about Eval?
“We were always looking new evaluation vendors until we came across Eval.com. After that we told vendor mgmt. to stop looking because you do such an awesome job.”
SVP, Top 25 Regional Bank
“We found their evaluations to consistently support the value assigned and documented per the letter, and spirit, of the Dec 2010 interagency appraisal guidelines.
National Bank Examiner
“Ease of use, good communication if we had questions, quick response to revisions, and very helpful staff – a great experience!
Market President
“We continue to be impressed with the quality of the reports. The site is easy to use and your customer service is absolutely fantastic!
Real Estate Valuation Supervisor
What are the Key Features of Residential PCRs?
Property Condition Rating
A standardized assessment that rates the overall physical condition of a residential property based on observed maintenance, repairs, deferred maintenance, and habitability factors at the time of inspection.
External Factors
An assessment of external influences that may affect the property’s condition, marketability, or livability, including adjacent land uses, environmental conditions, neighborhood characteristics, and other surrounding site factors.
Property Photography
Date-stamped interior and exterior photographs documenting the property’s condition, features, deficiencies, and overall appearance at the time of inspection.
What Additional Services are available?
Residential Property Condition Reports (PCRs) can be tailored to support a wide range of customers requirements.
Drive-by Exterior Inspection
A drive-by inspection includes a physical visit to the property to observe exterior condition, surrounding area, and overall market context, without entering the structure. It confirms property condition, and neighborhood influences.
Interior/Exterior Inspection
An interior/exterior inspection involves a full on-site review of the property, including condition, layout, deferred maintenance, and occupancy characteristics. This is the most comprehensive inspection scope.
A Smarter Way to Value
Request sample reports, fee schedules and a due diligence package.