The next generation in alternative valuations
SBA Lending
SBA lending involves the origination, underwriting, servicing, and risk management of small business loans supported by programs administered by the U.S. Small Business Administration, including SBA 7(a) and 504 loans secured by commercial real estate.
SBA lenders evaluate borrower cash flow, business operations, collateral adequacy, occupancy characteristics, and repayment capacity while complying with SBA SOP requirements, credit policy standards, and collateral valuation guidelines.
How are Alternative Valuations used?
What SBA Lending Alternative Valuations are available?
Commercial
Evaluation (CEV)
For small balance originations, renewals, restructuring and subsequent transactions.
Residential
Evaluation (REV)
For bank and credit union portfolio and home equity originations, and SBA lending.
Agricultural
Evaluation (AEV)
For small balance originations, renewals, restructuring and subsequent transactions.
Multifamily
Evaluation (MEV)
For small balance originations, renewals, restructuring and subsequent transactions.
Alternative valuations help SBA lending organizations improve efficiency, reduce valuation costs, and accelerate loan processing timelines for eligible transactions.
Commercial, agricultural, multifamily, and residential evaluation products support SBA lending by providingsolutions for eligible SBA loan transactions, portfolio monitoring, renewals, refinancing, servicing, and credit risk management activities.
These evaluation products help SBA lenders reduce valuation costs, improve turn times, and obtain property-level market and condition insights while supporting compliance with SBA collateral valuation requirements and internal credit policy standards.
Residential evaluations are used to assess the collateral for SBA personal guarantees that are required from business owners.
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What are Customers saying about Eval?
“We were always looking new evaluation vendors until we came across Eval.com. After that we told vendor mgmt. to stop looking because you do such an awesome job.”
SVP, Top 25 Regional Bank
“We found their evaluations to consistently support the value assigned and documented per the letter, and spirit, of the Dec 2010 interagency appraisal guidelines.
National Bank Examiner
“Ease of use, good communication if we had questions, quick response to revisions, and very helpful staff – a great experience!
Market President
“We continue to be impressed with the quality of the reports. The site is easy to use and your customer service is absolutely fantastic!
Real Estate Valuation Supervisor
A Smarter Way to Value
Request sample reports, fee schedules and a due diligence package.